You can view the performance of your investment through our online dashboard. Note that the Net Asset Value (NAV) of the property will be updated on a half-yearly basis.

You can exit your investment once the initial 6 Months lock-in period is complete. This can be done in three different ways. Asset Sale: If a lucrative opportunity for selling the asset is available, Rafcapital as the asset manager shall take the necessary steps to evaluate the opportunity. After evaluation, Rafcapital will present it to the investors in the form of an online poll to decide if the asset is to be liquidated or held. If at least 76% of the Partners vote to sell, we will begin the process of liquidation. All related reports and documents to assist the investors in making their decision shall be provided by Rafcapital. Once the asset is sold, the gains (post any taxes and fees) shall be distributed amongst Partners and remitted to the respective registered bank accounts. If Partners vote to hold, the investment will continue as is, until the next poll where the process will be repeated. Private Sale: You can sell your fraction/holding to anyone you may know, such as friends or family. You will be required to execute the necessary transfer documents for the same. Rafcapital will provide you with the valuation of your holding should you require assistance in setting a price. Resale Market: Using Rafcapital online dashboard, you can list your fraction/holding on Rafcapital resale market at Rafcapital recommended NAV. You will be required to execute the necessary transfer documents for the same. Once a new investor has acquired your fraction, you will be credited your gains (post any taxes and fees) on your registered bank account.

For Indian residents, you will be paying taxes on rental payouts and on capital appreciation. Capital Appreciation: Capital appreciation is subject to capital gain tax at applicable rates. The applicable tax rate would depend on the period for which the partners capital and loan were held (short-term vs long-term). Short-term Capital Gain will be applicable if the Partners capital and Partners loan are sold before 24 and 36 months respectively This will be taxed at the rate applicable to the investor. Long-term capital Gain will be applicable if the Partners capital& Partners loanare held for more than 24 and 36 months respectively. It will be taxed at 20%, irrespective of the quantum of gains. The benefit of indexation may be explored in the case of long-term capital gains. (Holding Period > 2 years for Partners capitaland 3 years for partners loan).

Yes. The LLP deducts a 10% TDS before remitting returns to Resident Indians and 20.8% for NRI Investors. Resident Indians can submit Form 15G/15H and NRI’s* can submit TRC for reduced TDS. NRIs can explore benefits under the Double Taxation Avoidance Agreement (“DTAA”) entered with the respective country, subject to the availability of a Tax Residency Certificate (“TRC”)

For each asset listed on the Rafcapital Platform, a (LLP) is created in which funds raised in escrow and transfer to LLP to purchase, own the property. Your investment shall be towards subscription of the Partners capital and Partners loan of the LLP that holds the property and represents your fractional investment. Rafcapital will provide asset management services to the LLP and undertake accounting, secretarial, reporting, leasing, maintenance, and other operational aspects under the master asset management services contract with the LLP.

A limited liability partnership (LLP) is a partnership in which some or all of the partners have limited liability.LLP is an entity incorporated/created under the law. Any investment opportunity listed on the Rafcapital platform will be owned by an LLP.

Rafcapital undertakes the legal due diligence of the property before it is purchased by the LLP. All investment and property-related legal processes are handled by Rafcapital. However, you are welcome to seek tax and legal advice from your advisors to understand if the opportunity listed is suited for you. You can engage any legal/tax advisor, we will be happy to answer any questions that they may have.

To begin with, you will be required to sign an Expression of Interest to confirm your commitment and remit 10% or whatever percentage amount mentioned in (EOI) of your investment amount. Following this, a Drawdown Notice will be sent to you once the opportunity has 100% commitment from all interested investors A Post which you may remit the remaining funds towards your investment. The LLP also executes the Master Asset Management Agreement with Rafcapital for which you will be executing a consent letter and agreement.You will be required to execute LLP agreement/Loan Agreement/Incoming partner agreement and other agreement if necessary to complete the investment process in LLP and physical or digitally copies will have to be signed. This makes your investment process completely digital, fast, transparent, and very convenient.

Rafcapital has an experienced team that performs thorough technical and legal due diligence before listing any property on our platform. We engage reputed Tier-I law firms to conduct due diligence on the property title

Yes. you can view all the asset-related documents including the Agreement to sell/ Lease/Rental/Tenancy Agreement/ Deed or Leave & Licence Agreement uploaded on the investor’s respective dashboards

Yes, there is an initial 1-year lock-in from the time the property is registered. You are free to sell your holdings thereafter. However, if you have an investment horizon of fewer than 5 years, it is recommended to not invest with Rafcapital or in real estate in general.